Loan Officer Training - Mortgage Broker

The course was developed from compiled information obtained from actual underwriting guidelines set by Fannie Mae, Freddie Mac, VA, FHA, HUD and information gathered by some of the most experienced underwriters and processors in the industry today! This program has trained thousands of loan officers for the nations largest mortgage companies and brokers. This same training is now available to you through our self study course. Now you can get all three programs for one low price in an easy to understand step by step format. The program will show you how to get started and succeed in the mortgage field.
Thousands of people a day are looking to start a new career in the mortgage field, but how? You have heard all of the hype of record low interest rates and the high demand of loan originators Now you can learn how to originate FHA, VA, and Conventional mortgages all in one easy to understand format! The Step by step process throughout the book shows you how to originate; purchases, refinances, cash out refinances, streamlines and much more from an industry leading loan originators perspective! This book is available now instantly with just a click of a button, not to mention more affordable than ever! Want to get started right away? The book is in PDF format so that you can download the e-book instantly right to your computer, you can print out the book anytime by page, section or in it's entirety!

This program was originally only sold in book binder format and used to train loan agents at a cost of $400.00

COMPARE THE TABLE OF CONTENTS TO OTHER EXPENSIVE PROGRAMS OUT THERE AND YOU WILL SEE WHY THOUSANDS ARE CHOOSING "HOW TO ORIGINATE MORTGAGES" PROGRAM HANDS DOWN!

Scroll down to see Table of Contents

Biz Books brings you "How To Originate Mortgages" the most popular and most affordable loan origination program on the internet! Learn how to originate mortgages. Make thousands! Save thousands! This is simply one of the best opportunities available!

I have personally made over $21,000+ in a single week originating loans! Want proof? Click Here to take a look at some updated actual pay stubs! "How To Originate Mortgages" shows you exactly how to originate mortgages. It is one of the easiest and most lucrative jobs in the world! The best part is as a loan officer/broker you set your own schedule. You can work whenever you like, morning, noon, night ... your the boss! Work for 15 minutes or two hours, it's up to you ..you set your own hours!

This is the perfect opportunity to star a new career in the mortgage business.

The program shows you step-by-step, start-to-finish how to originate mortgage loans such as FHA, VA, Conventional, Refinance Loans and much more, it also includes a list of mortgage brokers and lenders which allow you to work at home in 50 states (No Experience Necessary!). Loan brokering is the ultimate work at home job! Some people originate loans part time, 1 or 2 loans a month for an extra $2,000 to $4,000, others make up to $10,000+ per month full time. Its completely up to you!

Sign up now to have instant access to our members area and download "How To Originate Mortgages" Today. There is no need for you to run out and get paper because the book is in PDF Format and can be read on your computer and printed at any time with free Adobe Acrobat Reader. (If you do not have Adobe Acrobat Reader Don't worry), a link to download the latest version for free is included in the members area!

Have questions? Feel free to email your questions to support@workhomecareer.com and we will be happy to help out! We are here to help you succeed!

This loan officer program includes over 340 pages of
valuable training and includes an online audio-visual lesson
which teaches you how to complete a Residential Loan Application!

What other training program will give you extensive training at such an affordable price
and a 8 week unconditional money back guarantee?

Training Manual Contents
How to Originate Mortgages

Includes Online Audio/Video Lesson on How to Complete the Uniform Residential Loan Application

SECTION 1 INTRODUCTION TO RESIDENTIAL LOAN ORIGINATION

SECTION 2 THE PRINCIPLES OF ORIGINATING FHA LOANS

SECTION 2-1 ABOUT THE FEDERAL HOUSING ADMINISTRATION

SECTION 2-2 ADVANTAGES OF AN FHA LOAN

SECTION 2-3 WHO IS ELIGIBLE FOR AN FHA LOAN

SECTION 2-4 FHA MORTGAGE LIMITS FOR SINGLE FAMILY 1-4 UNIT PROPERTIES

SECTION 2-5 TYPES OF PROPERTIES ELIGIBLE FOR AN FHA LOAN

SECTION 2-6 MOST TYPICAL FHA FINANCING FOR PURCHASE TRANSACTIONS

SECTION 2-7 MORTGAGE TYPES OFFERED UNDER FHA

SECTION 2-8 COSTS OF FHA MORTGAGE INSURANCE AND CALCULATING MIP REFUNDS

SECTION 2-9 CALCULATING THE DOWN PAYMENT FOR AN FHA
PURCHASE

SECTION 2-10 ALLOWABLE CLOSING COSTS THAT MAY BE INCLUDED IN ACQUISITION

SECTION 2-11 DOCUMENTS TO BE OBTAINED AT APPLICATION

SECTION 2-12 WHAT FHA CONSIDERS TO BE ACCEPTABLE INCOME

SECTION 2-13 FHA COMPENSATING FACTORS

SECTION 2-14 QUALIFYING RATIOS AND CALCULATIONS FOR FHA INSURED MORTGAGES

SECTION 2-15 ANALYZING A BORROWERS CREDIT FOR AN FHA MORTGAGE

SECTION 2-16 FHA ACCEPTABLE DOWN PAYMENT FUNDS

SECTION 3 THE PRINCIPLES OF ORIGINATING FHA
REFINANCE LOANS

SECTION 3-1 FHA STREAMLINE REFINANCE WITHOUT AN APPRAISAL

SECTION 3-2 FHA STREAMLINE WITH AN APPRAISAL

SECTION 3-3 FHA NO CASH OUT REFINANCE (NON STREAMLINE)

SECTION 3-4 FHA CASH OUT REFINANCE (NON STREAMLINE)

SECTION 4 THE PRINCIPLES OF ORIGINATING VA LOANS

SECTION 4-1 ABOUT VA MORTGAGES

SECTION 4-2 ADVANTAGES OF VA GUARANTEED MORTGAGES

SECTION 4-3 WHO IS ELIGIBLE FOR A VA LOAN

SECTION 4-4 VA MORTGAGE LIMITS AND ENTITLEMENT

SECTION 4-5 TYPES OF PROPERTIES ELIGIBLE FOR A VA LOAN

SECTION 4-6 MOST TYPICAL VA LOANS FOR PURCHASE AND OCCUPANCY REQUIREMENTS

SECTION 4-7 MORTGAGE TYPES OFFERED UNDER VA

SECTION 4-8 COSTS OF A VA MORTGAGE (FUNDING FEE)

SECTION 4-9 THE VA DOWN PAYMENT

SECTION 4-10 VA ALLOWABLE CLOSING COSTS

SECTION 4-11 DOCUMENTS TO BE OBTAINED AT APPLICATION

SECTION 4-12 WHAT VA CONSIDERS TO BE ACCEPTABLE INCOME

SECTION 4-13 VA COMPENSATING FACTORS

SECTION 4-14 VA RATIO AND RESIDUAL QUALIFYING CALCULATIONS

SECTION 4-15 ANALYZING A BORROWERS CREDIT FOR A VA MORTGAGE

SECTION 5 THE PRINCIPLES OF ORIGINATING VA REFINANCE LOANS

SECTION 5-1 VA INTEREST RATE REDUCTION REFINANCE LOAN (IRRRL)

SECTION 5-2 VA CASH OUT REFINANCE

SECTION 6 THE PRINCIPLES OF ORIGINATING CONVENTIONAL CONFORMING LOANS

SECTION 6-1 ABOUT CONVENTIONAL CONFORMING MORTGAGES

SECTION 6-2 WHO IS ELIGIBLE FOR A CONVENTIONAL CONFORMING LOAN

SECTION 6-3 CONVENTIONAL CONFORMING MORTGAGE LIMITS 1-4 UNIT PROPERTIES

SECTION 6-4 TYPES OF PROPERTIES ELIGIBLE FOR A CONVENTIONAL CONFORMING LOAN

SECTION 6-5 CONVENTIONAL CONFORMING FINANCING FOR PURCHASES

SECTION 6-6 CALCULATING THE DOWN PAYMENT

SECTION 6-7 ACCEPTABLE FUNDS FOR DOWN PAYMENT AND CLOSING COSTS

SECTION 6-8 COSTS OF CONVENTIONAL CONFORMING PRIVATE MORTGAGE INSURANCE

SECTION 6-9 DOCUMENTS TO BE OBTAINED AT APPLICATION

SECTION 6-10 ACCEPTABLE INCOME

SECTION 6-11 ANALYZING A BORROWERS CREDIT

SECTION 6-12 QUALIFYING RATIOS AND CALCULATIONS FOR CONVENTIONAL CONFORMING MORTGAGES

SECTION 6-13 CONVENTIONAL CONFORMING COMPENSATING FACTORS

SECTION 6-14 TYPES OF CONVENTIONAL CONFORMING MORTGAGE PRODUCTS

SECTION 7 THE PRINCIPLES OF ORIGINATING CONVENTIONAL CONFORMING REFINANCE LOANS

SECTION 7-1 CONVENTIONAL CONFORMING RATE & TERM REDUCTION REFINANCE LOANS

SECTION 7-2 CONVENTIONAL CONFORMING CASH OUT REFINANCE
LOANS

SECTION 7-3 CONVENTIONAL CONFORMING STREAMLINE LOANS

SECTION 8 LOAN ORIGINATION FEES AND UNDERSTANDING RATE SHEETS

SECTION 8-1 LOAN ORIGINATION FEES

SECTION 8-2 UNDERSTANDING RATE SHEETS

SECTION 8-3 LOCKING A RATE

SECTION 9 DETERMINING CLOSING COSTS AND THE BREAK DOWN OF THE GOOD FAITH ESTIMATE

SECTION 10 THE UNIFORM RESIDENTIAL LOAN APPLICATION (URLA 1003)

SECTION 10-1 COMPLETING THE APPLICATION

SECTION 11 ORIGINATING A PURCHASE TRANSACTION

SECTION 11-1 STEP BY STEP PURCHASE TRANSACTION

SECTION 12 ORIGINATING A REFINANCE TRANSACTION

SECTION 12-1 STEP BY STEP REFINANCE TRANSACTION

GLOSSARY OF MORTGAGE TERMS

INCLUDES: A FREE LIST LIST OF LENDERS AND BROKERS THAT HIRE HOME BASED LOAN BROKERS

INCLUDES: HOW TO GET STARTED WHEN YOUR FINISHED

8 Week Money Back Guarantee

I understand the price of the training manual & the online Uniform Residential Loan Application lesson is just $59.95 and that I have absolutely no-risk thanks to your no questions asked, unconditional 8 week money back guarantee.

I also understand this is a digital training manual. Immediately after I place my secure order, I’ll be provided with 24 hour instant access to the program. I will be able to study the manual online, print the manual or save it to a CD. I will also receive instant access to the loan application lesson immediately.

Just $59.95 100% Secure Ordering

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Still not sure? What do you have to lose? We provide complete training
at an extremely affordable price with a guarantee that you will be completely satisfied!
"How to Originate Mortgages" comes with an unconditional 8 week money back guarantee!!

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